Member Blog only

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On - Demand Webinar: Covid-19 and Capital for Small Business

This 30 minute recording will discuss options and tips for a small business to get disaster assistance working capital. This information is as of today, knowing that information is changing. That said, this is a great option to get an overview of how to apply for the SBA Disaster assistance and other local options.

https://sdsbdc.ecenterdirect.com/events/12966

Registration is required to receive the link to the recording

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Covid-19 and Capital for Small Business

Covid-19 public health measures are impacting the small business community. This webinar will review the capital options that exist as of today and review what help is out there for small business owners. Come learn about:

• SBA Disaster Loans
• Traditional Capital
• State Loan Guarantee
• Guidance on how to get capital

 

Wednesday, April 1 9:00 am

https://sdsbdc.ecenterdirect.com/events/12954

 

Wednesday, April 8 9:00 am

https://sdsbdc.ecenterdirect.com/events/12959

 

Wednesday, April 15 9:00 am

https://sdsbdc.ecenterdirect.com/events/12960

Pre-registration is required to receive the link

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Update on CARES (Federal Stimulus) Act

EIDL

The SBA Economic Injury Disaster Loan (EIDL) has been available since the disaster was declared in California. If you have completed an application, it is still in process and there is nothing else you need to do. If you have not, the new application has been simplified. The webinars above will show the new process. In addition, this is the process to request your $10,000 advance on your EIDL assistance.

PPP

The Paycheck Protection Plan (PPP) is a new program with the act. The application process is being developed and will come out in first part of April. The on-demand webinar provides some basic information on this loan.

All of us at the San Diego & Imperial SBDC Network know this public health crisis is hitting you, the small business owner, very hard. Know we are here to help. We are still providing all our services, just online. You can still visit www.SDIVSBDC.org and click "request counseling" to get assistance. We are here to help you apply for capital and work through the ways you now have to pivot to get through this time where we all have to be physically distant from one another.

Make sure you watch out for scams and predatory lending. During times of crisis, it is hard to take the time to verify what are real and legitimate options. That is why we are here to help you - as always, our business counseling is free to you.

Councilperson Jen Campbell is have Java with Jen on to touch base with the community.

She is looking for people who want to call in with issues or questions

FRIDAY, APRIL 3RD

10AM-12PM

See the link below to connect

https://www.signupgenius.com/go/9040b4da9ae28a5f49-java1

We want to draw your attention to the recently approved City of San Diego Small Business Relief Fund. The application will be available tomorrow, Friday, March 27, 2020 at 5:00PM. The City's Relief Fund will provides grant, forgivable loans, and low-interest loans for working capital. A FAQ document is attached that should help you get acquainted with it.This fund is limited so please take a moment now to share this with your network of businesses and encourage them to be ready to submit complete applications.

The City's Business Relief and Support webpage includes a list of additional available resources for small businesses and employees. We encourage all businesses to become familiar with these resources and to apply for the funds they may be eligible for. The Small Business Development Center is offering free one-on-one business counseling services for assistance in applying to the City program and/or for several others, 

Please let us know any questions you have, but please encourage businesses in need not to hesitate in submitting a complete application as funds are limited.

This information is brought to you by the Ocean Beach MainStreet Association.

If you have any questions or need additional information, please do not hesitate to contact our office.

Your success is our goal.

OBMA Team
(619) 224-4906
[email protected]
www.OceanBeachSanDiego.com

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Relief Is On The Way!

Are You Ready for Recovery?

Things You Can Do NOW to be Ready

Below is really helpful information in one spot. Here's an idea of what you need to get together.

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The Ocean Beach MainStreet Association is focused on offering you, our business members, support during these unique times. Our goal is to connect you to the resources you need as they become available.

We will continue to update our website with updates about any business support opportunities. More opportunities will be added in the coming days and weeks. Stay tuned to our website for the latest updates.

Below is information that will help you apply for any and all of the Recovery Relief that is made available to help get your business up and running again.

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Get Ready Before You Apply

Currently, there are a few available options for Recovery Relief your business can apply to receive.

The City of San Diego's Economic Development Department has a great website resource for you to stay abreast of the latest offerings. Visit this site often to be in the know!

Here is a good basic list of what you will need for any loan application, gather this stuff NOW before you start your application. Once you have this information ready, you can easily apply for many recovery relief programs!

• Last Years' Business's Tax Returns (Have 3 Years Handy).
• Last Years' Business Monthly Sales Data.
• List of Businesses Monthly Expenses
• Last Years' Monthly or Quarterly Payroll Details (+Payroll Taxes)
• List of Your Business Creditors and How Much You Owe
• List of Your Businesses Monthly Expenses
• Personal Financial Statement (Personal Assets & Liabilities)

Feel free to contact us by telephone at (619) 224-4906 or email our Executive Director directly at [email protected] with any questions.

Visit the City of San Diego's Website

FREE Program for Restaurants

See his message below...

Along with running OB Eats, I also have a restaurant marketing company. I've put together a FREE curbside pickup program for local restaurants. We will run ads, deliver special offers, and promote pickup and delivery options. The only thing the restaurant would pay is the ad spend (can do as low as $5/day).

Again...this is FREE! I'd like to help out as many places as I can. I live here, work here, and love OB, and I'll do whatever I can to help.

If you know someone that owns, manages, or is in the restaurant space here in OB, PL, or surrounding areas, will you please share this link with them or have them reach out.

They can email me at [email protected]

San Diego Workforce Partnership services and guidance for workers and business impacted by COVID-19

• Unemployment Insurance benefits can be claimed online or over the phone
• Supports are available for businesses laying off workers
• Future updates will be posted here

 
San Diego, CA

The San Diego Workforce Partnership expects significant impact to businesses, workers and their families related to COVID-19. We are working with our County public health officials, the State of California, and our network of career services providers and monitoring the situation closely. Below are resources and information for workers and employers:

We are encouraging our customers to utilize online workforce resources available as described below. As of March 13, 2020 our Career Centers remain open, but because the COVID-19 crisis continues to evolve day-to-day, we’re encourage customers to avoid when possible any in-person access of workforce services. To call ahead to determine if your career center is still open, reference phone numbers listed here.

Unemployment Information

If you have lost work or have had your hours reduced we encourage you to apply for Employment Development Department (EDD) Unemployment Insurance (UI). In California Governor Newsom has waived the one-week waiting period for benefits and is looking at expanding UI claim offerings in California.

There are multiple ways to claim benefits virtually. Workers do not need to come in-person:

Online: You can file a claim online here.

By-phone: Representatives are available at the following toll-free numbers, Monday through Friday from 8 a.m. to noon Pacific time except on state holidays.

• English 1-800-300-5616
• Spanish 1-800-326-8937
• Cantonese 1-800-547-3506
• Mandarin 1-866-303-0706
• Vietnamese 1-800-547-2058
• TTY 1-800-815-9387

By Mail or by Fax: File your UI claim by accessing the paper Unemployment Insurance Application. For faster and secure processing, fax the completed application to the number listed on the form. If you mail your application, use the address on the form and allow additional time for processing.

How to Apply for UI Benefits (File a Claim) (YouTube)
English | Spanish | Cantonese | Vietnamese | Mandarin

Other Worker Resources

Sign up for our career portal to review local job openings and receive information about helpful workforce programs and services.
We are working closely with the State of California for additional emergency benefits to workers impacted by this health crisis with more information on our website to follow.

Benefits to Those Quarantined or Sick

Paid sick leave law provides time off to many workers. You are entitled to use whatever sick leave you have accumulated.
California law provides for paid family leave, which you may be eligible for if you are providing care for an ill or quarantined family member.

In the event of a particularly long illness, you may be eligible for disability benefits, provided your illness is certified by a medical professional.
If you were exposed to COVID-19 while on the job and in the course of your regular duties, you may also qualify for workers’ compensation.

Businesses with Impacted Workers - We are Here to Help

If you are an employer considering work stoppages, layoffs or furloughs, we encourage you to submit layoff notices online or call (619) 228-2982 to learn about services and information that can assist.
 
Due to call volume, you may need to leave a voicemail. We will get back to you within one business day to discuss information and services that may assist impacted employees, including Unemployment Insurance information, tax assistance, Work Sharing program to avoid layoffs, financial planning, remote career services and more.

We recognize that each of you are moving quickly to adapt to the pandemic circumstances that we are all facing.

The Ocean Beach MainStreet Association is re-prioritizing our efforts and gathering resources that you can use and share with your employees, customers and tenants, in addition to sending out information to the community to support essential businesses whose doors are open. Acknowledging that our collective community health is paramount at this time, the Alliance is deferring to--and following--state and local health advisories.  We are focusing our efforts on sustaining our members during the duration of the pandemic and supporting the reboot of the Ocean Beach economy when it is safe and prudent to do so.

The Ocean Beach MainStreet Association is open and here to support our members and the community as a whole. If we can be of assistance, please call or email. We can be reached at 619-224-4906.

Denny Knox
Executive Director
[email protected]

Tracy Wagner
Operations Manager
[email protected]

Kristen Keltner
Program & Event Manager
[email protected]

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Resources

COVID-19 UPDATE; QUICK DEFERMENT PROGRAM
Link: https://cdcloans.com/updates/

SBA Disaster Loan Program
Link: https://disasterloan.sba.gov/ela/

Top Tips for Businesses Impacted by COVID-19
Includes links to City/Municipality Emergency Loan Programs, updated continually
Link: https://docs.google.com/document/d/1bl13BQrR1dIQ3n0ALRNAkgfb0B8JPlKy

San Diego Workforce Partnership
Click here for details and additional information.

The Economic Development Department encourages you to monitor their websites (sba.gov/disaster and sba.gov/coronavirus) for updates regarding COVID-19.

Guidance for Businesses and Employers Affected by COVID-19Health and government officials are working together to maintain the safety, security, and health of the American people. Small businesses are encouraged to do their part to keep their employees, customers, and themselves healthy.

Read a statement from Administrator Jovita Carranza about SBA's plan to help the nation's small businesses.

Learn about the Economic Injury Disaster Loan program, which provides working capital loans to small businesses to help overcome the temporary loss of revenue.

Review guidance from the CDC on protecting employees and customers.

 

Click for more information.

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The OBMA March Sundowner scheduled for March 26th has been postponed until April  23rd at OB Business Center/The Coffice.

Watch for more information in our April Newsletter.

We wanted to keep you updated on what’s happening with special events and meetings in light of the directives from the Governor and the City of Diego regarding COVID-19.

The OBMA Office will remain open for business unless we are otherwise directed. We understand some of our members will have questions and we will do our best to get answers for you.

Remember, we are here to serve your business needs.

Don’t hesitate to contact us.

Stop by 1868 Bacon Street, Suite A

(619) 224-4906 ~ [email protected]