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Small Business Webinar

Monday, April 20th at 10am

The feedback from the small business webinar we held this last Monday was positive, but the registration filled fast and some business owners were unable to join. We will be hosting another one this coming Monday, April 20th if your members would like to join.

Here is the link for people to register: https://sdsbdc.ecenterdirect.com/events/13003

As mentioned, this webinar is intended for constituents to get the most updated information on state and federal assistance for small businesses

As part of the federal CARES Act, the new Pandemic Unemployment Assistance (PUA) program helps unemployed Californians who are business owners, self-employed, independent contractors, have limited work history, and others not usually eligible for regular state UI benefits who are out of business or services are significantly reduced as a direct result of the pandemic. The provisions of the program once operational include:

• Up to 39 weeks of benefits starting with weeks of unemployment beginning February 2, 2020, through the week ending December 26, 2020*, depending on when you became directly impacted by the pandemic.
• An additional $600 to each PUA weekly benefit amount you may be eligible to receive, as part of the separate CARES Act Pandemic Additional Compensation program. Only the weeks of a claim between March 29 and July 25* are eligible for the extra $600 payments.

Click Here to View Details

 

HOW SDG&E IS GIVING BACK TO ITS COMMUNITIES SDG&E has donated $1 million in shareholder funds to help launch the San Diego COVID-19 Community Response Fund (sdfoundation.org/covid19) to support local nonprofit groups that help the needy with food, rent and utility bill assistance. At SDG&E’s recommendation, the Community Response Fund has provided funding to the following efforts: The San Diego Worker Assistance Initiative at the United Way of San Diego County to help individuals impacted by layoffs and reduced work with utilities, rent and mortgage payments. The Jacobs and Cushman San Diego Food Bank to provide food to San Diego Unified School District students who no longer have access to daily meals through school programs due to school closures, as well as to support food distribution by the AFL-CIO of San Diego and Imperial Counties. The Neighborhood House Association for food distribution to hard-to-reach San Diegans, including economically vulnerable children enrolled in Head Start early education programs, seniors and residents of mental health facilities.   For referrals to organizations that provide help, please visit 211sandiego.org. Visit sdge.com/coronavirus or call 1.800.411.7343 for more COVID-related information.

 

All local Courts remain essentially closed except for emergency matters until at least May 1st. See my Facebook page for updates and details.

Ocean Beach lawyer Robert Burns has been practicing law over 40 years with an emphasis on family law, personal injury law, and probate court litigation. His website is www.OBLaw.com. Mr. Burns regularly posts answers to legal questions posted with www.Avvo.com. You can subscribe free of charge to his select ones by friending him at Facebook.com/OBLaw. Please “Like” his Facebook fans page at https://www.facebook.com/Robert-Burns-121384342541/ You will also find there pertinent news and commentary on local, State, and Federal legal issues including regular posts on Cannabis Law and other newsworthy legal issues; feel free to suggest a topic for his discussion.

Business Organizations -

You may have heard yesterday, Mayor Faulconer announced that Cal Coast Credit Union, GoFundMe and Qualcomm have each contributed $100,000 to launch a new initiative between the City, Cal Coast Cares Foundation and San Diego Grantmakers to encourage corporate partners and individual San Diegans to donate to the Small Business Relief Fund. The fund was created at Mayor Faulconer’s urging to provide financial assistance to small businesses impacted by the COVID-19 pandemic.  The need is great and we remain committed to finding more support for San Diego businesses.

On behalf of our Director Christina Bibler, I'd like to encourage you to bring this information to the attention of your membership. Not only can businesses who have not yet applied, still apply for these funds, but individuals can donate any amount and should consider giving to assist one another. Eligible, unfunded applications from the City's initial $6.1 million effort will be sent to SD Grantmakers for grant funding consideration.  Any businesses who have not applied can apply on the City's website at SanDiego.gov/sbrf before the application closes this evening at midnight.

Please note that some of the criteria has been modified to allow for businesses with zero employees to apply. Awards between $1000 - $10,000 will be considered.

If you have questions, please don't hesitate to contact me at [email protected].

 

Thank you,

Sean Karafin
Neighborhood Investment Manager
Economic Development Department
[email protected]
Office: (619) 236-6493
Cell: (619) 727-9562

Public Health Order - Addendum 1 Takeaways

If you are a business providing an essential service, as defined by Governor Newsom’s Executive Order, and you are currently OPEN, please review updates below:

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SOCIAL DISTANCING AND SANITATION PROTOCOL:

• Prepare and post your business’ “Social Distancing and Sanitation Protocol” at/near the entrance of any applicable facilities no later than 12:00 AM on Tuesday, April 7th
• A copy of this protocol must also be provided to each employee performing work in an applicable facility

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FACIAL COVERING RECOMMENDATIONS & REQUIREMENTS:

• Effective 12:00 AM on Saturday, April 4, all employees working at entities within the five categories listed below who may have contact with the public are required to wear a cloth face covering:

Cloth face coverings are strongly recommended for the general public, but there is no legal mandate for the general public at this time. Cloth face coverings are distinct and different from medical masks; they are not medical grade.

A cloth face covering:

• is a material that covers the nose and mouth
• can be secured to the head with ties or straps or simply wrapped around the lower face
• can be improvised from household items, such as bandanas, cloth napkins, scarves, t-shirts, sweatshirts, or towels

DIY Face Coverings

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CLOSURE OF PARKING LOTS AT PUBLIC PARKS & RECREATION AREAS

• These parking lots shall be closed to lessen gatherings
• These areas shall be used solely for walking, hiking, equestrian, or bicycle riding
• Public shall not congregate or participate in active sport activities

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Print Our in PDF

 

 

The Paycheck Protection Program provides small businesses with funds to pay up to 8 weeks of payroll costs including benefits. Funds can also be used to pay interest and mortgages, rent, and utilities.

Payroll Protection Program Application

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This information is brought to you by the Ocean Beach MainStreet Association.

Our office is open. Please reach out to us if we can be of assistance.

Stay Healthy!

OBMA Team
(619) 224-4906
[email protected]
www.OceanBeachSanDiego.com

Facebook just announced the following ways they're helping business owners:

LOTS OF BIG NEWS!! Facebook has put out an update on their business grant program for the Covid-19 crisis. Applications will open in the U.S. next week!

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To see eligibility: https://www.facebook.com/grantsforbusiness

Additionally, Facebook is making it easier for people to support their favorite businesses with digital gift cards on Facebook - that is rolling out today. People will see the option to support local businesses with digital gift cards in their News Feed. Businesses interested in promoting their gift cards can learn how to sign up with one of our partners.

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Learn more & sign up: https://www.facebook.com/business/boost/gift-cards

Also starting today, business owners can create a personal fundraiser on Facebook for their business and ask customers for support during this critical time.

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Set up a fundraiser here: https://www.facebook.com/fundraisers

And finally, to help businesses inform their customers about temporary changes, like different operating hours or delivery options during this time, FB is making it possible for businesses to announce temporary service changes on their Facebook Page and in searches on Facebook.

https://www.facebook.com/business/news/making-it-easier-to-display-temporary-service-changes-on-facebook-pages/

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Please pass this along to any business owner needing a little help during this time - we're all in this together!

Quote of the Week

"This unprecedented public-private partnership is going to assist small businesses with accessing capital quickly."

– SBA Administrator, Jovita Carranza, announces the new Paycheck Protection Program available to small businesses and non-profits in response to the pandemic. Need help navigating these new loan programs?

Don't miss this great article from our partners at NTCIC: Navigating the Paycheck Protection Program >

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A message from Main Street America

OBMA Members

Main Street America is conducting a nationwide survey to gather information from small business owners about the challenges they’re facing as a result of the COVID-19 public health emergency. The data collected from this survey will be used to make the case to Congress, to state legislators, and to our local elected officials on the types of resources needed by Main Street businesses to weather the storm.

We need your voice! Please take five minutes to share the impact that COVID-19 has had on your small business by filling out the survey here: https://www.surveymonkey.com/r/6K96DHF.

As we all know, numbers matter, but they matter now more than ever. The more responses that are gathered, the stronger our voice will be for ensuring that [insert Org or City name] businesses get the support needed during this time of crisis.

Please submit your survey answers by 5:00pm PT on Friday, April 3rd. Thank you for your time and attention to this survey – we are in this together.

Community is at the heart of everything we do.

We stand with you.

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The COVID-19 Community Response blog series features ideas and approaches that local Main Street America programs are taking in response to the pandemic.

Today's edition of the COVID-19 Community Response Roundup features the uplifting analogue messages Main Streets are sharing in their towns. From letter boards in shop windows to marquees aside event spaces, these messages of support and hope light up downtown amidst the gloom of this pandemic. Whether you need inspiration for your own town's marquee or just need a quick pick-me-up, check out these great messages from around the Network.

See more uplifting messages in today's edition of COVID-19 Community Response Roundup: Marquee Messages & Letter Board Support

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This information is brought to you by the Ocean Beach MainStreet Association.

Your success is our goal!

OBMA Team
(619) 224-4906
[email protected]
www.OceanBeachSanDiego.com

After the signing of the CARES ACT last week, the EDIL program was updated to a simplified application process, which also includes a question if you would like to receive $10,000 in advance.  If you applied for the EDIL prior to the signing of the CARES ACT last Friday, then you should apply again and you will notice the application process is easier.

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Small Business, Independent Contractors, Sole Proprietors, Non-Profits (501C3).

As a result of the CARES Act signed last week, the UPDATED EDIL Loan was made easier with fewer application requirements and fewer underwriting requirements. You may apply for an SBA Emergency Relief Loan here:

https://covid19relief.sba.gov/#/

It only takes 10 minutes, simple questions.

Make sure you have your bank account and routing number, EIN or Social Security #, your Gross Annual Sales in the last 12 months, and estimated Cost of Goods Sold in the last 12 months. Make sure you select the $10,000 button for the Cash Advance.

Even if you are a sole proprietor, 1099's, etc. you can apply! For example, if you make $40,000 annually and your cost of goods sold is $5,000 annually your loan amount is calculated this way, say $40,000-$5,000 equals $35,000 divided by 12 (months), then multiplied by 6 months of funds to assist you. Therefore, you may qualify for $17,500 as a loan at 3.75% that's amortized to 30 years to pay back.

At this time, they are giving you a cash advance of up to $10,000 during the underwriting period (takes @ two weeks). If you are denied the loan, you keep the cash advance of up to $10,000 as part of the government loan application, seemingly converted to a Grant that does not have to be paid back!

However, if you are awarded the loan, say $17,500 then the government will wire you $7,500 with the $10,000 that was already provided to you as an advance.

Take advantage of this...and apply... To learn more about other Emergency Loan, Grants, Top Tips, etc. visit CDCLoans.com

Ray Hivoral - Connect with me on Linkedin

 

Program Development & Sr. Small Business Advisor

Minority & Disadvantaged Business Enterprises / Women-owned / Veterans Programs

Direct: 619-658-1188 (Please email me for faster response)

Attention: Please submit your confidential files directly to me: Here

 

CDC Small Business Finance

2448 Historic Decatur Rd. #200 (Headquarters)

San Diego, CA 92106